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Make Sure Your Credit is Home Purchase Ready!
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Credit score report with keyboard - Fairway New England


When issuing a pre-approval we check the borrower’s credit report. If there are any issues revealed, they may need to address them up front, or may simply want to take time to improve their score overall to better qualify. However, borrowers need to be careful about online agencies that offer to fix credit issues. As with so much these days, there are plenty of scammers that try to take advantage of people. A few basics:

It cannot be emphasized enough, once a home loan is in process do not do anything that could impact a credit score, this includes:

  • Making large purchases on existing credit cards
  • Co-signing loans
  • Opening new lines of credit

As always, we are here to answer questions about credit as it relates to qualifying for a mortgage.

© 2019 Fairway Independent Mortgage Corporation. NMLS Entity ID #2289. www.nmlsconsumeraccess.org All rights reserved. 4750 S. Biltmore Lane, Madison, WI 53718. Complaints may be directed to: (866) 912-4800 or Email us: customerservice@fairwaymc.com. Toll Free: 866-912-4800. Fax: 608-837-4723. MA Mortgage Broker and Lender License #MC2289. Licensed by the New Hampshire Banking Department. Rhode Island Licensed Broker and Lender. Also licensed in Maine, Connecticut and Vermont.

This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.