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Equal Opportunity Housing: What Everyone Should Know
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Each spring across the country we recognize the Fair Housing Act, which, “…protects people from discrimination when they are renting, buying, or securing financing for any housing. The prohibitions specifically cover discrimination because of race, color, national origin, religion, sex, disability and the presence of children.”

 

There are other equally important Acts and state laws in place that ensure protection and prevent discrimination including:

Americans with Disabilities Act: Title III of the Americans with Disabilities Act prohibits discrimination against persons with disabilities in places of public accommodations and commercial facilities.

Equal Credit Opportunity Act: this Act makes discrimination unlawful with respect to any aspect of a credit application on the basis of race, color, religion, national origin, sex, marital status, age or because all or part of the applicant’s income derives from any public assistance program.

 

A word about Facebook: Last month, HUD filed a lawsuit against Facebook claiming its ad targeting practices allow for discrimination of certain classes of people in direct violation of the Fair Housing Act. Facebook claims it has been working closely with the department and had eliminated many targeting options that could be “misused” and were surprised by the suit. Stay tuned and tread carefully if advertising on Facebook.

 

All parties involved in a real estate transaction, the seller, the buyer, the real estate professional and the lender have rights and responsibilities under the law.  You can learn more about these at Realtor.org

© 2019 Fairway Independent Mortgage Corporation. NMLS Entity ID #2289. www.nmlsconsumeraccess.org All rights reserved. 4750 S. Biltmore Lane, Madison, WI 53718. Complaints may be directed to: (866) 912-4800 or Email us: customerservice@fairwaymc.com. Toll Free: 866-912-4800. Fax: 608-837-4723. MA Mortgage Broker and Lender License #MC2289. Licensed by the New Hampshire Banking Department. Rhode Island Licensed Broker and Lender. Also licensed in Maine, Connecticut and Vermont.

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